New Lease Purchase Program

Dated: 08/11/2016

Views: 67

Credit not great?  Haven't been on the job long enough?  Self employed and not showing enough income?

There is a new Lease Purchase Program that allows you to buy today!

Here's how it works:

Step 1: You get pre-qualified with our preferred lender based on your ability to pay a mortgage and overall financial history (NOT just your credit score)

Step 2: When you’ve found the house you want, the Cohan team will negotiate the price and investor will complete the purchase on your behalf. At this point, Flex-Escrow is opened. The Cohan team charges the following: a non-fundable $500 application Fee; 1.5% or $3000 whichever is less for Closing Fee (this becomes non-refundable upon completion of the inspection period); and a minimum down-payment deposit of 10%. The Cohan team will go over any other expenses if they apply. Your down-payment is your future investment to reduce the principle when you secure a traditional mortgage. Remember there is NO CHARGE to see if you qualify, only when you open escrow.

Step 3: You move in! Congratulations, you entered into the Cohan team new Flex-Escrow program which allows you to close escrow anytime within the next 2 years, and the price of the home will not change! You keep the appreciation! On the 2nd, 3rd and 4th anniversary of the purchase agreement the price will increase by 2%, if it has not been paid off in full. Your payments remain the same up to 5 years and you can enjoy your home NOW!

Step 4: At the time you qualify for a traditional mortgage, you simply inform the Cohan team that you want to close the Flex-Escrow account--and the home is yours!

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